New Report Says Toronto’s Housing The Least Affordable In Canada
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: http://feedproxy.google.com/~r/FirstRentalProperty/~3/pdM_W_G4RBA/
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers.
First time condo buyer in Toronto Canada.
If you’re a real estate agent looking to purchase your first rental property, you should also seriously consider condos in Toronto.
Opportunities exist for people to buy homes at reasonable prices in Toronto.
A new report has just been published by The Royal Bank of Canada (a.k.a. “RBC”)
Where every you end up investing, be certain that you don’t waste any time.
This home sold for $685,000. (Canadian Dollars)
Broadly , condos are a less expensive investment as the price levels are still lower than detached homes.
-Neil
Happy Investing!
You need to know where to search for these opportunities.
RBC, Canada’s #1 Bank is a respectable source. This leads me to believe that this report is accurate.
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On Offense and Defense
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: http://mdpofsd.blogspot.com/2014/03/on-offense-and-defense.html
268: Bridging the finance gap – how to get more from your joint venture deals
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: https://www.insidepropertyinvesting.com/podcast-joint-venture-deals-bridging/
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers.
Listen to the episode below: Ahead of the joint venture Q&A we held with Mo Haykir and Tom Thorns in February, we had a strict criteria for performing joint ventures. Whilst we would do the work for planning, conveyancing and refinancing, we anticipated our partners to bring ALL the cash for the purchase, renovation and […]
The article 268: Bridging the finance gap – how to get more from your joint venture deals appeared initially on Inside Property Purchasing .
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History of Self Defense: Fairbairn’s Defendu
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: http://martial-arts-self-defense.blogspot.com/2015/09/history-of-self-defense-fairbairns.html
DEFENDU was a complete technique of armed and unarmed Close- [caption id="attachment_17242" align="alignright" width="140"] Self Defense Pioneer W.E. Fairbairn[/caption] Quarters Combat. The foundation of the DEFENDU method was suspended in the harsh…
http://bit.ly/1iIYCQn
Renamed & Re-branded!
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: http://www.crei-academy.com/renamed-re-branded/
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers.
To create value and sharing with our clients and readers, wve renamed and re-branded. Do visit our new site to check out our new private mentorship programs and subscribe!
CREI ACADEMY GROUP is now known as A Bowl of Rice.
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Should You Have a Safe Room in Your Home?
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: https://www.usconcealedcarry.com/blog/should-you-have-a-safe-room-in-your-home/
The post Should You’ve Got a Safe Room in Your Property? Appeared initially on USCCA.
- Have a layered home-defense program . Without sounding like a broken record, your first layer of defense is an alarm system and/or a loud dog. This pares down the number of criminal offenders willing to attempt entry.
- Select a specific room in your house that serves as a rallying point. The most important thing we have in our house is our son. His room, right is our rallying point. The plan is for me to be the outer line of armed protection for that room, taking a position in the hallway. They can escape through the bedroom windows, if things go south.
- If you would like to reinforce a bedroom more, you can add a deadbolt lock and sturdier door and frame. Your security layers deepen.
Scott W. Wagner has been a law enforcement officer since 1980, working undercover in liquor and narcotics investigations and consequently, sniper and assistant team leader of a SWAT team. He currently works as a patrol sergeant. He’s a police firearms instructor, certified to train revolver, semi-automatic pistol, shotgun, semi- and fully automatic patrol rifle, and submachine gun. Scott also functions as a criminal justice professor and police academy commander.
Around the year 2000, the notion of panic (or”safe”) rooms gained the attention of the news media. The idea of specially fortified safe areas within the home even resulted in the creation of the 2002 film Panic Room.
The thought of a safe room that is fortified is nothing new. I grew up during the Cold War, and the panic room of the time was called a”fallout shelter.” Fallout shelters weren’t designed to protect a family from a direct nuclear blast but rather protect them from radioactive dust that could settle over an area many miles from an atomic blast. Fallout shelters could be located in the basements of many public buildings and were stocked with food, water and survival supplies. During the Cuban Missile Crisis, my parents stocked food and water in the basement of our house — with no further modifications — in the event of a nuclear attack. Other people who could manage to do so made more elaborate modifications to their houses by building real bomb shelters.
Space limits me to talking what we fear most — being startled from a sound sleep by something which goes bump in the night. Make sure that you get a layered defensive system set up before you hear it.
By definition, a panic room is a reinforced room installed in a private residence or business designed to offer a safe haven from home invasions, natural disasters or, later 9/11, potential terrorist attacks. Top-end panic rooms are often quite elaborate — and expensive.
Today’s panic rooms exist to help defend those who, because they are either unable or unwilling to possibly take a human life, can’t defend themselves against a criminal attack. The idea of making this space in your house to hide from intruders while they loot your house just does not seem right to me. A castle with no defenders is no castle. I believe it is ideal to take direct action.
A More Effective Home-Defense Plan
But there is a happy medium to be found between getting no defensible safe area in your house and building a reinforced room for many thousands of dollars. Here are some simple steps to help you create a reasonable space that enhances your defensive safety.
8 Common Mistakes by Property Investors
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: http://www.crei-academy.com/8-common-mistakes-of-property-investors/
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers.
There are a couple of reasons casinos do this:
1. First, they want you to believe they are on your side. They are rooting for you. In a way, they’re. If you go to their casino and lose every time, they know eventually you’ll stop returning.
They want you to acquire from time to time to keep you coming back. Saying,”Good Luck”, and cheering when you win, are their ways of trying to convince you they’re on your team.
2. The second reason for their usage of both of these words is a bit more deceptive. The typical gambler believes you must be lucky to be a good gambler. The casino is more than delighted to perpetuate this myth.
There are no guarantees on any path to success in life, business or investments. Consequently, risk and education are often the mechanisms necessary for knowing more clearly if you’re on the right path.
Here we look at 8 common mistakes property investors make — and how to avoid them.
1. Over-hungry for investments
Everybody knows you should not go food shopping when hungry. And having said that, you should also prevent investing when hungry – Make financial decisions with a full stomach.
When we are hungry we tend to make more rash decisions. Make sure you are not in a hurry and are giving yourself lots of time to make your choice.
2. Cockiness and arrogance
Cocky is one thing. Smart is another. Just because somebody is ultra-rich it does not mean that they are also smart investors.
People are able to feel more confident in their own judgment — sometimes overconfidence and arrogance do mean the same thing.
This overconfidence could result in trading too much in investment portfolios, believing that you can time the markets, and to pursuing past performance.
Another trait called “action bias” is a part of the, when human beings believe that doing something is positive, and are prompted, for instance, to tinker with their investments. But doing something can cause more damage than doing nothing.
Obviously, as mentioned above, inactivity may also be harmful occasionally. The important thing is to have a rational process supporting your investment decisions and to stick to it.
Simply hire a property manager or ask the salesman to recommend one in case you lack connections. How nice.
It isn’t smart and it is not true. It’s complete idiocrasy if you think your property manager has your full interest at heart. They don’t and they never will.
Property expenses can easily be inflated with no knowing. And for all you know living in your ivory tower 10,000 miles away, your house is tenanted with a wanted criminal and your property manager never know or care. They’re a smokescreen to cover the complexities of investing in a whole foreign industry.
It’s the lazy means of investment. It is not investing. It is punting your property will see capital growth to cover likely rental losses and over-run property costs.
It is like paying someone hoping to conduct your startup company profitably while you sit at home watching Netflix.
Having said that, until you get to the scale of Disney or Novotel, you aren’t getting a great deal out of foreign property managers.
4. Confirmation Bias
People like to be proved right, and so seek out information that supports their notions.
This is known as”confirmation bias”. An investor will make a determination and find information that backs it up.
Social networking platforms such as Twitter and Facebook are making it more difficult to escape this deep human weakness.
Much of this content gives the user the illusion of being educated but, partially through the power of confirmation bias, it’s largely false confidence. The gambler
When you toss a coin three times and get heads, lots of people think the fourth period will be a head.
Investors who have been very successful in volatile markets are more eager to make a risky decision as they’ve had a very favorable experience. Because they’ve been lucky a couple of times they become arrogant, which leads to them making poor decisions, as they underestimate the investment risk.
The opposite is also true: those who’ve had a poor run of investment returns often lose all their confidence and discount good investments, purely on the premise that their previous choices under-performed.
6. Reluctant to decrease losses
The same mental focus on losses can make investors who have made a bad call reluctant to cut their losses and move on.
Investors hang on to losing investments when they should have been rid of them as soon as the notion of crystallising that loss is too painful. Focus on negativity
People tend to focus on losses rather than gains.
When presented with an equal opportunity for loss and for gain, an individual will disproportionately focus on the reduction, meaning that they can miss out on the investment opportunity.
An example is looking to buy a property for $1m. The buyer is then advised that if the market falls they could lose $100,000 in the next two years, but if it rises they could gain $100,000.
In this scenario, the purchaser is a lot more alerted by the reduction than by the gain, even if it’s equivalent.
8. Penny wise, pound foolish
Everyone loves a bargain, but the urge can hurt investors. People use a mental process known as”anchoring” to determine whether an offer is great value.
If you are offered something at a price of $20, that becomes your measuring stick for all other offers, often without exploring whether $20 was actually a good price.
This implies that when the same item is offered for $17 it appears to be great value. Sales people often exploit this fact to make people believe they’re getting a bargain
This is the largest investment failure people make: they make an investment choice simply because they think they are getting it for a lower price.
How can you avoid these mistakes
Be wary of other people’s advice. Individuals who are giving you guidance are the chicken at the eggs and ham breakfast and you’re the pig.
The first kind of specific thing I would like people to get in their minds is that your mind is always tricking you into believing the world is a more certain and noble place than it is.
It isn’t.
It’s doing a variety of things to make you comfortable with the fact it isn’t certain and that contributes to misjudgments.
Be very wary of people who come at you with a great deal of confidence and predictions about what is going to happen whether those people are investment advisors or property “specialists ” or doctors.
Even the savviest of us make mistakes with investing — trading too often, refusing to sell losing stocks or chasing past performance. These errors, and a lot more, are common among investors.
Next time you’re at the casino that I want you to count how many times you hear the words”Good Luck.”
Whether you are checking into your room, cashing in some chips, or simply getting a drink, you will be pleasantly told,”Good Luck.”
People tend to focus on losses rather than gains.
When presented with an equal opportunity for loss and for gain, an individual will disproportionately focus on the reduction, meaning that they can miss out on the investment opportunity.
An example is looking to buy a property for $1m. The buyer is then advised that if the market falls they could lose $100,000 in the next two years, but if it rises they could gain $100,000.
In this scenario, the purchaser is a lot more alerted by the reduction than by the gain, even if it’s equivalent.
8. Penny wise, pound foolish
Everyone loves a bargain, but the urge can hurt investors. People use a mental process known as”anchoring” to determine whether an offer is great value.
If you are offered something at a price of $20, that becomes your measuring stick for all other offers, often without exploring whether $20 was actually a good price.
This implies that when the same item is offered for $17 it appears to be great value. Sales people often exploit this fact to make people believe they’re getting a bargain
This is the largest investment failure people make: they make an investment choice simply because they think they are getting it for a lower price.
How can you avoid these mistakes
Be wary of other people’s advice. Individuals who are giving you guidance are the chicken at the eggs and ham breakfast and you’re the pig.
The first kind of specific thing I would like people to get in their minds is that your mind is always tricking you into believing the world is a more certain and noble place than it is.
It isn’t.
It’s doing a variety of things to make you comfortable with the fact it isn’t certain and that contributes to misjudgments.
Be very wary of people who come at you with a great deal of confidence and predictions about what is going to happen whether those people are investment advisors or property “specialists ” or doctors.
Even the savviest of us make mistakes with investing — trading too often, refusing to sell losing stocks or chasing past performance. These errors, and a lot more, are common among investors.
Next time you’re at the casino that I want you to count how many times you hear the words”Good Luck.”
Whether you are checking into your room, cashing in some chips, or simply getting a drink, you will be pleasantly told,”Good Luck.”
ANYONE can build sustainable prosperity in property… if they want it badly enough.
Join us in “The Ultimate Smart Property Investor” Workshop on 25th March — 26th March 2017!
This 2-Day property workshop can allow you to build your action plans to achieve your wealth objectives.
All you have to do is show up!
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To your investment success,
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Renamed & Re-branded!
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: http://www.crei-academy.com/renamed-re-branded/
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers.
CREI ACADEMY GROUP is now Called A Bowl of Rice.
To create better value and sharing with our clients and readers, wve renamed and re-branded. Do visit our new site to check out our new personal mentorship programs and subscribe!
Visit FreeRealtyOnline.com to list your home for sale by owner at no charge!
School Shootings: What Drives Mass Shooters?
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: https://www.usconcealedcarry.com/blog/school-shootings-what-drives-mass-shooters/
Reversing the Trend
Some could be categorized as psychotic, like the Virginia Tech shooter. Others are motivated or motivated by ISIS or other terrorist organizations. Most are looking for fame.
Warning Signs of School Shootings
- If your child is falling behind , set aside time for homework every day and assess their work. Success gives rise to success. Validation through academic hard work may be the success and fame that the child needs.
- If your child is lacking success socially or on the playing field, encourage them to sign up for Cub Scouts, Boy Scouts, Girl Scouts or a similar organization such as your local Fire or Police Explorer post. Eagle Scouts aren’t out shooting up schools, malls or churches.
- Monitor your child’s social media accounts. Act like the grown-up in your relationship and set simple rules. If you’re not permitted to monitor a social networking account, then the privilege goes away.
- Monitor your child’s computer usage. While it’s possible to hide or delete web searches or create hidden files or folders, investigations post-shooting have almost always found an obvious digital route. You probably won’t find a document labeled,”My Volume Shooting To-Do List,” but being aware of your child’s computer usage will alert you if he or she is spending time on undesirable forums.
- It’s your property. No place ought to be off-limits to a search. Whether it’s looking for a bedroom, a bank statement, the kid’s phone or a computer, check every nook and cranny where something could be hidden.
- Be a model for your child on your behaviour and actions. See the very best in people, not the worst. If your dinner conversation includes complaining about what is wrong with the world and who’s to blame, you’ll pass that losing attitude on to your child. Although you might not turn him or her into a mass shooter, you will produce an adult with built-in excuses on why her or his life is failing rather than giving him or her the tools and attitude to achieve real success.
Sandy Hook Promise: ‘Say Something’ Campaign
While the great majority of those who come from broken homes or who have disengaged parents won’t ever become mass shooters, when multiple risk factors exist, a person should appropriately be considered at risk for suicide or violence.
While society as a whole is changing to elevate fame over sacrifice, service and hard work, parents have an opportunity to counteract that pull with the following advice:
- When the individual is underage and actively searching a friend or family member for an illegal firearm purchase (not only is this a direct indication, it’s also illegal and must be reported)
- An unexplained and uncharacteristic stockpiling of firearms, ammunition or components that may be used to make an explosive
- Written documentation, such as specific plans for an attack or violent”fictional” stories written with real world settings or celebrities
- Immediate warnings for friends or family members to Avoid an area on a specific date
- Direct threats, specifically stating grievances and/or plans (these could be verbal or in writing, such as in a journal or as part of a writing assignment)
Immediate Indicators on Social Networking
While outsiders may believe that he or she’s doing OK, the potential shooter may believe he or she is failing at all or, worse, that everyone is failing them. So what are the warning signs that an individual may be at risk or may have already reached the planning stage? Warning signs can be designated in three ways: risk factors, direct indicators and indirect signs.
The article School Shootings: What Drives Mass Shooters? Appeared first on USCCA.
Risk factors only indicate that an individual may be at risk, but direct indicators reveal that real planning may have begun. In case after case, mass shooters have left direct indicators of the plans — either in physical or digital form or in what they said or did beforehand. But in far too many cases, friends or family members didn’t take the indicators seriously. Direct indicators can include physical signs, such as:
As part of the effort, Sandy Hook Promise has provided handouts for parents, students and educators. It also offers a PowerPoint presentation and a range of student activities in an instructor manual.
An adult also needs to take responsibility for tracking that pupil’s social media usage. Other students or friends of the potential mass shooter might miss the signs (or not take them seriously). Having at least one responsible adult who chooses an actual interest can’t only help to identify possible violence before it begins but also reduce or eliminate the chance that violence (or suicide) is considered in the first place.
- Being socially dysfunctional
- Having difficulty relating emotionally with other people
- Showing bullying tendencies (contrary to popular belief, most mass shooters haven’t been bullied and instead tend to be bullies. Other indirect indicators can appear on social networking or in the student’s writing.
To monitor students with risk factors, direct indicators or indirect signs, Dr. Langman indicates that every student in every school have at least one direct link with a teacher or trainer. That doesn’t mean that the adult simply ask the student,”How are you doing?” Through the occasional hallway conversation. It means that the adult should take an actual interest in helping the student remain engaged.- Look for warning signs, signs and threats.
- Say something to a trusted adult.
Dr. Peter Langman would agree. In his essay, School Shooters: The Warning Signs, he notes,”The warning signs of school shootings do not relate to pupils’ clothes, the video games they play, their musical preferences or other aspects of their lifestyles.” Oftentimes, however, Langman says these shooters are”very disempowered, not succeeding in life in multiple domains, and we see that with college and adult shooters. They’re typically failing in academics, failing in the area of work, failing in the world of friendship, in romance or sexuality. Nothing really is going right in any major domain for them.”
To help prevent future mass shootings and even suicide, Sandy Hook Promise — a movement designed to educate and empower communities through gun-violence-prevention programs — has launched a”Say Something” campaign. It teaches students, teachers and family members not only how to identify warning signs but also what to do about them (by bringing your concerns to a trusted adult).
While the direct indicators listed might appear laughably obvious, in each of the 48 mass shootings since Columbine, those direct indicators existed and were either missed or ignored by family members and friends.
The”Say Something” campaign teaches:- Posts expressing admiration for past mass shooters or for ISIS, Al-Qaeda or other terrorist organizations; positive references to Hitler or Nazi Germany; or comments which could be taken as thoughts of suicide
- Photographs showing the individual pointing a firearm directly at the camera or at their own head (if such a guide existed, both of these photos are straight out of the Volume Shooter’s Instruction Manual)
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Besides the”Say Something” campaign, Sandy Hook Promise has also recently launched an outstanding new video, which shows how easy it is to overlook the signs unless you are watching closely and actively. The 2 1/2-minute video titled Evan follows the budding love interest of a high school student who deals notes with an anonymous woman by scratching them onto a desk at the library. The movie does an outstanding job of showing how the noise and activities of everyday life can cause us to overlook the signs until it’s too late.
While most mass shooters wouldn’t be categorized as”loners,” many will be disengaged from normal social and familial relationships or express anti-social behavior. Other indirect indicators include:
Picking the possible mass shooter out of a crowded area of pupils, employees or parishioners won’t be as straightforward as looking at what the individual is wearing or what music he or she’s listening to or other overt signs.
Direct indicators may also include information left on social media:While the viewer is centered on Evan (and trusting that he meets the girl), it’s easy to overlook the signs of an angry, disengaged student in the background. This pupil ultimately walks through the gym door with a bag of guns. I’ll add that you can disagree with the video’s supposition that one of the indirect signs that we should watch for is a student who reads gun watches or magazines shooting videos on YouTube. But taken in its entirety, the movie does a fantastic job of painting a picture of a troubled teenager who is in need of help before it’s too late.
While no frequent profile exists, common indicators do exist if you know the signs. Additionally, many shooters have left a trail of electronic or physical evidence that was missed by friends or family. In 80 percent of the mass shootings since Columbine, the shooters told someone beforehand about their plans, yet he or she wasn’t taken seriously.
The Truth About “Point Shooting” vs. “Aimed Fire” (Front Sight Focus)
Please note that we are NOT the original writers of this blog post. All credit goes to the original writers. Find the original post as published at this link: https://moderncombatandsurvival.com/firearms-2/the-truth-about-point-shooting-vs-aimed-fire/
This is THE situation all aimed-fire proponents train for.
Your wife or kid’s life hangs in the balance of scumbag’s sadistic whim, and you need to take the shot.
Do You Train To Point Shoot? Or Do You Use A Front Sight Focus?
Please Share Your Thoughts And Training Tips Below…
3. Home Invasion Hostage
2. Mentally Ill/Homeless Threat
But actually, I have lot of respect for aimed fire…
With the right equipment, you can safely train these (and other) scenarios using simple, dirt-cheap dry-fire drills you can do at home.
Basically, the best time to use aimed fire instead of point shooting is when you’re not the individual directly under threat.
Obviously this gets me plenty of hate mail from the crusty, old, so”experts” out there who get their tighty-whiteys in a wad any time someone tries to slap some reality into how to train for actual gunfights.
I mean, the reality is, if you’re ambushed in a parking lot by some thug hiding behind a parked car, you’ll be lucky to get to your gun, let alone ever use your front sight to acquire an”aim” onto your target.
…in the right conditions!
You hear gunfire and screams, see people diving out of the way or dropping like flies.
Try just a single drill and I promise you’ll be hooked!
Urban Survival
Aimed fire all the way baby!
Or… you have the time and distance to react to a threat before it is on top of you
In such attacks,”point shooting” is all you’re gonna to be able to use.
1. Active Indiscriminate Shooter
In actuality, home-based dry-fire drills aren’t only way more realistic than any variety training you’ve ever done… but they can also be a good deal of fun since you are putting yourself in a real-world scenario rather than just”target practice” you’re probably currently doing down in the range.
But the actual question isn’t if this listing is all-inclusive. The actual question is…
The reason I ask is because, while you can certainly get”marksmanship” training down at your local range, trying to get your 1″ shot group inside that tiny circle on your paper target…
Right now, a vast array of homeless people are”off their meds,” which means you might easily end up in a situation where a mumbling, armed vagrant is threating you from a distance.
You need to feel confident in drawing, giving strong commands to”Back off!” And utilize your aimed fire abilities for all they’re worth if your life is threatened.
Let me give you a few possible scenarios where aimed fire is your best chance at survival…
You are in a crowded region: a shopping mall, a schoolyard.
I admit it. I talk a good deal of trash about”aimed fire”.
You’re not in the immediate line of fire, and you’ve got time to assess the threat and take the shooter out.
Are You Ready to Meet These Risks?
The attacker is threatening to kill them – and you believe they mean it.
Those are strong examples of true”aimed fire” scenarios — and I am positive there are more you can come up with.
These scenarios require realistic training simulations where you are facing either a live person or a 3-D target.